MICR Toner: Special Check Printing Ink Legible Thru Stamps For Banks

MICR toner or Magnetic Ink Character Recognition toner is a special ink toner containing ink made with iron oxide. MICR toner is used specifically for printing checks. Banks require the use of this special MICR toner to be used in printing the bank routing numbers, the bank account number and check numbers. The banking numbers are also in a special typeface font.

The use of MICR toner is required in check processing to assure that the ink can be read and processed correctly. During the process, the routing and bank numbers are charged with a magnetic pulse. Then special readers or scanners read the data which produces a waveform that is easily read by the special bank equipment even if the numbers have marks, ink or other writing on top of them.

It used to be that only large companies did their own printing of checks. The need for MICR toner has increased exponentially with the advent of personal computers and check printing software.

Some small businesses still out source the printing of their checks. However, many are taking advantage of printing their own checks. There are many benefits for doing this. There are big cost savings and better security. There is also flexibility if the need arise to use different bank accounts. You don't have to worry about being stuck with old pre-printed checks with old bank account numbers that have to be disposed of.

If your company or business prints checks in house, you must use MICR toner. Using just any old kind of ink is not acceptable. The special readers used by the banks for processing checks require this type of ink in it's automatic process.

Many offices use dated, "received payment" rubber stamps and other equipment in processing their checks. The MICR toner makes it possible for the bank readers to accurately read the bank routing and account numbers through ink and stamp marks. So using MICR toner is a must. If the bank's special equipment is not able to read or process checks automatically, then manual handling and processing is required. If the bank has to do manual processing there is usually a hefty fee or charge for each check the machine cannot read.

So now you understand why it's important for businesses to use MICR toner, especially for printing checks